20 N State St. #409

in 20 N State St
$398,000 Active · 1 day on market
2
beds
2
baths
1,100
sq ft
$362
per sq ft

About this unit

Designed with exceptional style and custom finishes, this stunning two-bedroom soft loft offers a beautifully appointed split-bedroom floor plan with a functional open-concept layout and soaring 10-foot ceilings. The spacious living and dining area is surrounded by expansive east-facing windows, filling the home with abundant natural light. A striking modern accent wall featuring a wall-mounted fireplace and television creates a sophisticated focal point for the living space. The expansive kitchen offers abundant cabinetry and countertop space, making it ideal for cooking and entertaining. A large breakfast bar with seating provides the perfect place for casual dining, relaxing, or gathering with guests. The primary suite features sliding doors that allow for complete privacy or can be opened to enhance the loft's spacious, open feel. The beautifully designed adjacent bath includes excellent storage, a tub/shower with a sleek glass enclosure, and contemporary finishes. The suite also offers both a walk-in closet and an additional closet for exceptional storage. The generously sized second bedroom easily accommodates a queen-size bed and features a full wall of customized closets. Just off the foyer, the versatile den includes a built-in desk, creating the perfect work-from-home office or flex space. A convenient laundry closet with a washer, dryer, and additional storage completes this thoughtfully designed home. Every detail has been carefully considered to maximize style, function, and storage. This is a truly one-of-a-kind residence that must be seen to fully appreciate its exceptional design and custom finishes. Furniture is negotiable.

Amenities

Shared amenities included with the building.

  • Fitness Center
  • Parking

Property details

The facts that decide a tour — straight from MRED.

Monthly costs
HOA$1,056 / mo
HOA includesHeat, Air Conditioning, Water, Gas, Security, Exercise Facilities, Exterior Maintenance, Scavenger
Annual tax$8,095 (2025)
Rules & parking
PetsCats OK, Dogs OK

What it costs each month

Live estimate. Tax based on Cook County 2024 effective rate. HOA pulled from the listing.

$398,000
$
20%$79,600
6.85%
30 years
Principal & interest$2,086 / mo
HOA$1,056 / mo
Property tax (est.)$675 / mo
All-in monthly$3,817

Estimate. Real rate depends on your lender, credit, and reserves. We'll connect you to a Chicago-based broker once you tour.

Listing history

The MLS trail for this unit — list events and price changes only.

Jul 31, 2026 Listed for sale $398,000current

About 20 N State St.

A look at the building this unit is in.

20 N State St.— 20 N State St

Loop condo · 10 floors · built 2002
4 for sale · 1 for rent
For sale from $245K · rent from $2,875/mo
View the building

Where it is

FAQ

Where do these listings come from?

Straight from the Midwest Real Estate Data (MRED) MLS, refreshed regularly — the same listings your buyer's agent sees, no curated subset.

Can I work with Dibze to buy?

Yes. A licensed Chicago buyer's agent lines up tours, writes offers, and handles the close. The seller pays the commission, so it's free to you — and we rebate part of it back at closing.

Can I rent in this building?

If owners are leasing units, the For Rent tab shows them. These are individual condo owners listing through the MLS, so lease terms and pet rules vary by unit.

How is this different from Redfin or Zillow?

Same MLS feed, different model — we don't sell your contact info or turn every click into a lead. One Dibze condo expert handles your whole search and represents you, not the seller.

Similar units in this building

Other listings on the same line, same floor, or close in size.

Recently sold in this building

Last 12 months of closed sales at 20 N State St. — straight from MRED. For pricing context, not for tour.

Listed by Michael Maier · Berkshire Hathaway HomeServices Chicago · MLS #MRD12720069 · MRED
Mino Conenna
Mino Conenna
Licensed IL broker · Chicago condo specialist
Online now · replies in minutes

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